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| JUNE 30, 2004—KAYE INSURANCE ASSOCIATES CONCERNED ABOUT THE END OF TRIA |
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Kaye Insurance Associates, a HUB International Limited company (NYSE: HBG TSX: HBG) is advising its New York real estate clients to review their property and casualty renewal dates as soon as possible because the company is concerned that Congress will not extend the Terrorism Risk Insurance Act (TRIA) beyond December 31, 2005. President Damian Testa says clients should be worried now, not in 2005, but says he hasn’t seen much concern amongst corporate risk managers.
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