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| NOVEMBER 22, 2002—TERRORISM RISK INSURANCE ACT WILL MAKE COVERAGE FOR ACTS OF TERRORISM MORE AVAILABLE |
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| Hub International Limited (NYSE: HBG and TSX: HBG) announced today that the Terrorism Risk Insurance Act passed by both houses of Congress in the past week will likely be signed into law by as early as Tuesday of next week, voiding most existing terrorism exclusions on commercial lines insurance policies. |
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